Filing Uber Claim in Las Vegas, Nevada
What You Need to know
Uber claim process
If your Uber accident resulted in a severe injury, and you plan to file an Uber claim, call us at 702-432-1000 to discuss your case. We have successfully negotiated many insurance claims for ride-sharing company's drivers and passengers.
We represent clients in Las Vegas and other cities of Nevada. We also often represent tourists who got in an accident involving Uber or Lyft cars while staying in Las Vegas.
The Uber claim process is, in many ways, different from regular car accidents.
Uber claim: Different scenarios
When an accident occurs involving an Uber driver, specific facts control who can be sued. Because Uber has supplemental insurance coverage, who is at fault is not always the most critical issue.
Scenario #1: The ride-sharing vehicle had a passenger.
Under this scenario, commercial auto insurance is activated for anyone who suffered bodily injury.
Scenario #2. The ride-sharing vehicle was on its way to pick up a passenger.
Under this scenario, too, commercial auto insurance is activated for anyone who suffered bodily injury.
Scenario #3: Everything else.
Under this scenario, commercial auto insurance is NOT activated. Instead, the underlying coverage of the drivers involved in the accident will control.
Uber claim: Service type
The type of service that a person has selected (e.g., Uber pool, UberSUV) by itself won't affect a claim. But, Uber pool or UberSUV cars usually have more than one passenger, and these accidents often have more than one claimant.
Uber claim: Multiple claimants
When an accident involves multiple injured people, each person has a claim against Uber's commercial auto insurance. Some of these claims may get bundled into one lawsuit as the cases progress through the court system. But they do not necessarily have to.
The good part, when all the claimants agree on what happened, having more than one claimant can strengthen the case.
Uber claim: Policy limit
Uber carries a commercial auto insurance policy. In 2021, Uber insurance paid up to $1.5 million in coverage per accident. This fact, by itself, makes Uber accidents unique from most other auto accidents.
A $1.5 million insurance policy also means the insurance company has more resources available to fight claims.
Uber claim: What Uber insurance covers
After the accident, compensation covers the same types of losses that regular auto insurance would cover, although Uber insurance covers more. With Uber's high policy limit, even a severely injured person will get compensated to cover their medical bills (past and future), lost wages, pain and suffering, and other damages.
Uber claim: What Uber insurance doesn't cover
Auto accidents are always inconvenient. The most common reason for people using Uber is for convenience. It is especially true in Las Vegas. If a rider misses their convention or an important business meeting because of an accident - they will not be compensated for that inconvenience.
Uber claim: Passenger injured
In most Uber accident cases, passengers are not at fault and can collect in full from anyone. Read our article Uber Passenger Claim or call our office for more information.
Uber claim: Driver injured
In Nevada, the at-fault driver is financially responsible for all damages. When an Uber driver is involved, the accident settlement may come from different sources: the at-fault driver insurance, Uber insurance, other driver insurance. Read our article Uber Claim & Suing Uber Driver to learn more.
Uber driver negligence
A common question asked: "If the Uber driver caused an accident and hurt himself, can this driver file a claim to get compensated for his medical bills, lost wages, and other damages?"
Auto insurance protects the victims of a driver's mistakes. Generally, a driver who makes a mistake and hurts himself because of that mistake does not have a legal remedy - he is his own victim.
Uber claim and MedPay
MedPay will pay up to a certain amount of money for medical bills, regardless of who made a mistake. MedPay coverage is becoming more popular, but it is still not the norm.
It is important to note the driver who hurts himself with his own mistake can still rely on his health insurance to cover his medical bills. Like Medpay, health insurance does not look at who caused the injury. Its only concern is whether there are injuries and the corresponding medical bills.
Uber claim: Time limit to file
Nevada allows a person to file a personal injury claim two (2) years from the accident date. It includes filing an Uber claim. If a person was hurt and received medical treatment for their injuries, it is usually worth pursuing a legal claim.
Uber claim: Out-of-state visitors
When victims of Uber accidents live in other parts of the United States, they still likely have valid legal claims. Although most states have different personal injury rules than Nevada, the legal claims will fall under Nevada rules because it happened in Nevada. Accident injury rules in Nevada are generally more favorable than in other states. Awards and settlements are also usually higher in Nevada, especially in Las Vegas, compared to the rest of the country.
Uber claim: Foreigners
Vacationers from other countries may have a hard time pursuing a Uber claim. Because the medical industry in other countries works very differently than in the United States, a medical procedure considered necessary in another country may not be approved in the United States. The cost for some medical procedures can be different too. All of this makes calculating a person's compensation for medical bills (past and future) very complicated.
We can help
If you plan to file an Uber claim after your accident in Las Vegas, give us a call at 702-432-1000. Since 2010 we have been helping car accident clients to get fair injury compensation to pay their medical bills and other damages.
Our clients are happy with the results.
We work on a contingency basis, which means you don't have to pay us unless we settle your case or you receive monetary compensation at the trial.
We represent clients in Las Vegas and throughout Nevada.
Written by Parish Heshmati, Esq.
Last updated on March 1, 2024.
